Recent comments in /f/IAmA

RelativisticTowel t1_j6x8cc3 wrote

Unless OP willingly pulled himself off statutory health insurance (which you aren't even allowed to do under a certain income level), all he's paid is 10% copay on some things, up to a certain yearly limit. Keeping in mind that the total value is a reasonable one to begin with.

Only OP can reply about financial distress (loss of income is no joke once you're a few months into sick leave and they start cutting your pay), but Americans are uniquely fucked in a way no one here can quite compare to.

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Esc_ape_artist t1_j6x8689 wrote

Thank you for the answer.

I have a relative there who has private insurance on top of state(?) insurance and tends to denigrate the national insurance or care as being inadequate. He also has cancer. I’m not sure what the benefits are as he obviously has to pay extra for it vs the relatively minor fees for the national option.

Is any German in fear of losing their home/flat due to that loss of income? I assume one gets social housing provided, so they’re not in danger of being on the street, but all the same it would be traumatic to be evicted.

(Reading my comments myself it shows the difference between here and there. We live in fear of losing everything as much if not more than we fear serious illness)

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Reiiser OP t1_j6x7vfd wrote

I have brain radiation right now - because you need those treated - you decline pretty bad if this goes untreated. (Might also come of a bit confused in these answers radiation is no fun bear with me :))

I cannot to any tours - if have have to shower i need 10 minutes regeneration time.

But people are visiting and i have a lot of videocalls :) I say my goodbyes to my friends and spend time with my wifey. Its very calming and i feel good with it :). ( OH YEAH AND DRUGS! mainly cannabis) My German heritage forces me to to do what i normally hate with fiery passion: bureaucracy. But somehow i want every taken care of. I don't want my loved ones to have deal with sending out 15x (probably not correct number) Fax Papers, that have to be stamped by three different government entities AND those have to be probably singed by Kanzler Olaf Scholz?

GET A GRIP ON OURSELF GERMANY ITS 2023. That kind of shit was maybe ok 1990 but we got a few years maybe take take a look at some processes and MODERNAIZE. (sorry rant over :P)

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projekt_rekt t1_j6x7de1 wrote

Man fuck cancer. Sorry about your situation and thank you for sharing this story. Being a hypochondriac this makes me want to rush to the hospital and get checked for everything especially being 31 myself. Also admire your bravery throughout your terrible situation.

Might be a stupid question and I am not trying to be rude.

I just want to ask does it hurt?

I was told that cancer didn’t hurt, however I have seen my uncle go through stage four and it seemed horribly painful.

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jawanda t1_j6x6x2x wrote

In case you don't get an answer from op, with their socialized healthcare Germans generally pay very little even for extensive treatment like this. Here's a study indicating that the main financial burden from cancer is loss of income:

>81% (n = 199) of the patients reported out-of-pocket costs, and 37% (n = 92) income loss as a consequence of their disease. While monthly out-of-pocket costs did not exceed 200€ in 77% of affected patients, 24% of those with income losses reported losing more than 1.200€ per month. High financial loss relative to income was significantly associated with patients’ reporting a worse quality of life (p < .05) and more distress (p < .05).

https://bmccancer.biomedcentral.com/articles/10.1186/s12885-020-07028-4

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jawanda t1_j6x6but wrote

>I did everything 100% or didn't do it at all. By living like this, I can sit here with 31 years and say it sucks i did not get more time - but i have no regrets, and in Summary my life is a win.

This is so inspiring man. I'm so glad that you've had some real love and accomplishment and gotten to prove yourself TO yourself.

Thanks for doing this ama and sharing your story.

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