Recent comments in /f/Pennsylvania

CaezarVII t1_jea8t4s wrote

Hi, this happened to me. I live in the PA suburbs 5 minutes outside of Philly city limits. Never have had a ticket or auto claim in my life at 34 y/o. I’m insured with Geico. My six month policy renewed 20% higher this month. I’ve never had an auto policy renew at a higher rate before unless I moved. I called Geico to get an explanation, and they said that they are adjusting the whole state higher to account for increased parts and labor costs.

This isn’t too surprising given that car values are still elevated, inflation is driving up parts and labor, and there’s a shortage of new cars and sub $20k used cars. Also consider that many people have transitioned back to office work and commuting, so insurers probably want to claw back some of the discounts that were given during the Covid WFH era. All of this is driving insurers to repair cars more often after accidents rather than calling it a total loss.

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hippata2023 t1_jea6aw5 wrote

I'm always amazed that people go with big brand insurers. I shopped around, went to all the big names, and they all had significantly higher prices than smaller, lesser-known companies. I ended up going with Travelers for home and auto, who came in significantly under all the big names.

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jpop237 t1_jea2g0r wrote

Seconded. When Geico raised my rates 50%, I switched back to progressive. I saved roughly 15% from my previous Geico policy.

Years ago, I switched from Progressive to Geico for the same reason; sadly, this is the reality we live in. So much for customer loyalty; if you're not loyal to me I won't be loyal to you.

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theviolinist7 OP t1_jea1lgw wrote

Oy. Have they responded? I filed an informal complaint, and the investigator never once reached out. Apparently, they contacted PPL, who gave them the same spiel as usual ("it's not us! They somehow just used double the usual amount of electricity during this exact same time!"). The PUC believed them for some reason and dismissed the case. They said they wouldn't reach out to me for my side of the story unless I had appealed it to a formal complaint, which I'm now planning to do. This apparently starts a legal proceeding with a judge and a hearing, though. It's ridiculous.

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