Recent comments in /f/Pennsylvania
CaezarVII t1_jea94ey wrote
Reply to comment by Aggravating_Foot_528 in Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
Not necessarily true. Geico increased my rate 20% this month but they’re still 20% cheaper than the next cheapest quote I can find. That said, sure, it’s still worth shopping around.
CaezarVII t1_jea8t4s wrote
Reply to Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
Hi, this happened to me. I live in the PA suburbs 5 minutes outside of Philly city limits. Never have had a ticket or auto claim in my life at 34 y/o. I’m insured with Geico. My six month policy renewed 20% higher this month. I’ve never had an auto policy renew at a higher rate before unless I moved. I called Geico to get an explanation, and they said that they are adjusting the whole state higher to account for increased parts and labor costs.
This isn’t too surprising given that car values are still elevated, inflation is driving up parts and labor, and there’s a shortage of new cars and sub $20k used cars. Also consider that many people have transitioned back to office work and commuting, so insurers probably want to claw back some of the discounts that were given during the Covid WFH era. All of this is driving insurers to repair cars more often after accidents rather than calling it a total loss.
static_on_the_air t1_jea86ll wrote
Reply to comment by anchorless_81 in Potato Chips - What is your favorite brand and type (Regular/Kettle, etc)? by Speakslinux
I mean...sort of PA : )
NotSoSasquatchy t1_jea6gcs wrote
Reply to Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
Wth does the ‘state increasing rates’ have to do with anything?
hippata2023 t1_jea6aw5 wrote
Reply to comment by Aggravating_Foot_528 in Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
I'm always amazed that people go with big brand insurers. I shopped around, went to all the big names, and they all had significantly higher prices than smaller, lesser-known companies. I ended up going with Travelers for home and auto, who came in significantly under all the big names.
Mother_Show8790 OP t1_jea6avu wrote
Reply to comment by Throwawaystudent0101 in Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
Totally get that, but I’ve lived in Philly for over a decade. I am now in the outer city limits/suburbs as well and used to be downtown. Never paid anywhere close to what they are now asking.
thefixxxer9985 t1_jea5sli wrote
Reply to Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
Had a similar rate hike recently. They also blamed PA. Funny thing is when I reached out to local politicians they said the state has nothing to do with it and it's the insurance companies driving rates up. I guess I shouldn't have expected anyone to take accountability.
Throwawaystudent0101 t1_jea59ci wrote
Reply to Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
An independent agent can get you a better deal. I work in insurance though for a PA company, Philly is a tough venue and one the companies don't really like having policies in. Loss costs are just much higher there than the more suburban counties in PA.
epicgrilledchees t1_jea58jv wrote
Kettle. I need the extra crunch in my life.
Aggravating_Foot_528 t1_jea3zin wrote
Reply to comment by Dredly in Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
I'm not sure it's dealers being assholes. I think it's because used car prices are very high and it's still very hard to buy a lot of new cars. Supply and demand.
I think dealers are the same asshole level as they've always been.
Aggravating_Foot_528 t1_jea3t4n wrote
Reply to comment by vodkaismywater in Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
typically they all say "you can save 15%" because most of them give up to a 15% new person discount for the first year only. not sure what happened in your case.
Dredly t1_jea3s4w wrote
Reply to Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
35% seems like a lot, but mine went up like 10% ish. This is due to the insane increase on costs the insurance company is paying as the value of all cars went up due to the dealerships being assholes
poodog13 t1_jea3ku5 wrote
Reply to Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
Similar story here. Will be shopping providers next month.
xeio87 t1_jea30v0 wrote
Reply to Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
Mine went up around 10% ($60 yearly), you might might want to shop around.
theviolinist7 OP t1_jea2t8r wrote
Reply to comment by 7nationarmy in PPL Usage and Billing Problems in Pennsylvania still not resolved? by theviolinist7
Idk if they're 100% worthless, but they're definitely not nearly as good as I initially thought. I'm probably going to do the legal proceedings anyways. I'm fully expecting a class-action lawsuit at this point. I just don't know how that gets started.
AlternativePanic444 OP t1_jea2lhp wrote
Reply to comment by Mysterious487 in Curious about mental health in Pennsylvania and the acceptance of therapy. by AlternativePanic444
Good to know, sounds like there’s a desperate need
vodkaismywater t1_jea2gb6 wrote
Reply to comment by Aggravating_Foot_528 in Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
That's not always true. My rates went up 40% this year in Philly. I shopped around and every company was basically the same price or more for the same coverage.
flaaaacid t1_jea2g40 wrote
Reply to Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
They're lying to you, find an independent insurance broker and shop for a new policy. Then do that every year going forward.
jpop237 t1_jea2g0r wrote
Reply to comment by Aggravating_Foot_528 in Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790
Seconded. When Geico raised my rates 50%, I switched back to progressive. I saved roughly 15% from my previous Geico policy.
Years ago, I switched from Progressive to Geico for the same reason; sadly, this is the reality we live in. So much for customer loyalty; if you're not loyal to me I won't be loyal to you.
7nationarmy t1_jea2aic wrote
Reply to comment by theviolinist7 in PPL Usage and Billing Problems in Pennsylvania still not resolved? by theviolinist7
Not yet, but it was this morning. Glad to know they're basically worthless. PPL told me I can pay them to replace my meter and I'll get that back if it's inaccurate.
laurajodonnell t1_jea22sy wrote
Middleswarth is my all-time fav, but since moving to the Schuylkill/Berks area I have fallen in love with Dieffenbach’s and Herr’s! I agree with you OP that Herr’s kettle cooked salt and vinegar chips are supreme! I love the Uglies chips from Dieffenbach’s.
theviolinist7 OP t1_jea1rph wrote
Reply to comment by ThatAudiGuy92 in PPL Usage and Billing Problems in Pennsylvania still not resolved? by theviolinist7
Yeah, there's a chance the PUC might not do anything to fix it unless you file a formal legal proceeding, but it's worth a shot to file an informal complaint first.
ThatAudiGuy92 t1_jea1m5f wrote
Reply to comment by theviolinist7 in PPL Usage and Billing Problems in Pennsylvania still not resolved? by theviolinist7
Thank you! I will do this. At the very least, it will be another complaint filed
theviolinist7 OP t1_jea1lgw wrote
Reply to comment by 7nationarmy in PPL Usage and Billing Problems in Pennsylvania still not resolved? by theviolinist7
Oy. Have they responded? I filed an informal complaint, and the investigator never once reached out. Apparently, they contacted PPL, who gave them the same spiel as usual ("it's not us! They somehow just used double the usual amount of electricity during this exact same time!"). The PUC believed them for some reason and dismissed the case. They said they wouldn't reach out to me for my side of the story unless I had appealed it to a formal complaint, which I'm now planning to do. This apparently starts a legal proceeding with a judge and a hearing, though. It's ridiculous.
StarKing18 t1_jea9jwk wrote
Reply to Potato Chips - What is your favorite brand and type (Regular/Kettle, etc)? by Speakslinux
Utz’s Smokin’ Sweets,Utz’s Helluva Dip Bacon and Horseradish, Martin’s Kettle-Cooked Jalapeño, Here’s Sour Cream and Onion, Herr’s Red Hot, and Good’s Barbecue.