Recent comments in /f/Pennsylvania

andrewdok t1_jecbsni wrote

I use to be an insurance agent in NJ and PA. There's no state fee or anything they're paying that would change your rate.

The insurance company themselves raised the rates in the state and then told you it's a 'state rate hike'. They did this to try to make it sound like somehow the state itself is to blame, instead of the company itself, which is an absolute lie.

They're trying to make you think the change is across all companies in the state. It is not. It is very much intentionally deceptive, and I would find another company. If they'll lie about that, who knows what they'll lie about when it comes time to pay your claim.

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CRNPandACHPN OP t1_jecbqyb wrote

Good information. The thing is my children are both straight A students without any academic accommodations. Both are active in sports in and outside of the school. There have been zero accommodations. I just do not want a barrier to participation in normal school activities. Just let them on the bus. (Public school bus at that.)

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SeptasLate t1_jec9mbw wrote

As the other comment said it depends on the amount of federal funding, which isn't likely for most catholic schools. Unfortunately private schools have a don't have a great reputation when it comes to special education/accommodations.

For students with disabilities you would want to look at Section 504 and IDEA (individuals with disabilities education act). Epilepsy could be covered by either but if I remember correctly field trips would be covered by 504. The school might not be legally required to follow these acts but some strive to.

Does your child have an educational plan or a disability plan that would be an equivalent of an IEP or 504?

Besides contacting diocese these websites might have resources. I'd also check out websites for parents of children with disabilities.

www.ccse-maryland.org ncea.org

If you're having a discussion with the school I would recommend looking up some info on the psychological and social impacts of exclusion

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geist7204 t1_jec7wsi wrote

Yes and know. The insurance industry is regulated and Pennsylvania requires insurance to operate a motor vehicle. The commonwealth sets the maximum rate that insurance companies can charge. I’m guessing that the multi millions of dollars that the insurance lobby has put into Harrisburg paid off this year and that the commonwealth approved their requested rate ceiling hike, allowing insurance companies to jack up their rates. More bought and paid for politics, plain and simple. Shop around and someone should be cheaper. 🤷‍♂️

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